If your goal is to find the best auto rates for your Washington coverage, start by reviewing your current policy to determine whether you need to make any changes. If your car has been paid for in full, you may want to change the physical damage coverage on it by dropping the collision coverage entirely and limiting the comprehensive protection to fire and theft only. This part of the policy pays out based on the vehicle’s cash value and it accounts for a significant portion of the premiums that a customer pays
The next step to finding the best rates for car insurance is to get quotes from different providers. Each company sets its own rates for customers, and the pricing can vary significantly between providers. To get prices quickly and easily, go online. You can find out about the companies licensed to sell policies in the state to be sure that the ones you are considering are well-established and provide a high level of customer service.
Be sure to ask about the discounts that the companies under consideration offer their customers. You may qualify for one if you have a clean driving record, insure more than one vehicle or buy your homeowner’s and auto coverage from the same company. Discounts may also be offered to Washington drivers who buy coverage online or who have low annual mileage.