Buying Louisiana car insurance online is an easy and convenient way to get the protection you need. Under state law, you must have liability coverage in place and you may want to add collision and comprehensive coverage to your policy as well. If you have financed your vehicle, the lender will probably require that you have the latter two types of protection in place as a condition of advancing the funds.
When you enter your information onto an insurance company’s web site, the quote you receive is generated by a special computer program. This is the same tool that is used to generate pricing information if you contact the company directly or ask an agent for a quote. The advantage to you as a buyer is that the insurance company does not have to pay a commission to the agent and it passes the savings on to you as a result.
When you get to the point where you need to enter your personal information, check to make sure the URL has changed to https:// to indicate that you are on a secure server. The insurance company is only asking for details that it needs to use to work up a quote for you.
If you answer the questions honestly, you will receive a more accurate quote for your Louisiana car insurance coverage.