Teen drivers who need Wyoming car insurance coverage will be looking at paying much higher rates than people who have more experience behind the wheel. Car insurance companies know that young people, especially males, are more likely to be involved in a collision and calculate rates accordingly.
One way that teens can get the protection they need without paying more than they have to is to be added to their parents’ car insurance policy. Most insurers will not increase rates until the teen is fully licensed, but it’s a good idea to check with the company to confirm this fact beforehand.
Taking driving lessons from an approved driving school means the teen learns how to drive properly and some insurance companies will offer a discount to those who successfully complete the program. The insurance company looks favorably on a young person who has the diligence to do well in school, and maintaining at least a B average also entitles students to preferred pricing on car insurance.
Parents who are looking to add a teen driver to their insurance policy should shop around for the best pricing. Going online to compare rates may lead to hundreds of dollars in savings, and the parents can start looking for coverage as soon as the young person gets his or her learner’s permit.