A job seeker who has applied for a job where he or she will be driving a company car or using a personal vehicle for work can expect that the employer will want to verify auto insurance coverage as part of the hiring process. To that end, the employer may ask to see the applicant’s insurance card or request the following information:
- Full name of driver
- Address and phone number
- Name of insurance company
- Policy number
- Expiration date for the policy
The employer may also ask for the contact information for the insurance company. It should appear on the insurance card. Once the employer has this information, verifying auto insurance coverage is a relatively simple matter of making a phone call to confirm that the policy is in force.
In a situation where the employer’s auto insurance verification indicates that there is no coverage in place and the employee knows that he or she has insurance, the information provided for the search should be verified. Policy numbers can be recorded incorrectly, for example, and the insurance company should be contacted again with the request to verify that coverage is in place. The insurer should be able to search for policyholders using their name and/or address, as well as the policy number.
Once the verification has been received, the employer and the applicant can continue on with the hiring process.