Your Vermont car insurance coverage starts when you make your first premium payment. If you decide to buy your car insurance online, make sure the company will provide you with a receipt immediately. Your coverage should start the day after you make your payment, but it’s a good idea to contact the insurance company to confirm exactly when your coverage starts.
You should also request an electronic copy of your policy if you buy your car insurance online. That way, you know exactly what your policy provisions are. Once you receive the policy itself, review it carefully to make sure that you have the type and level of coverage you requested.
If you have questions or concerns about your recently-purchased insurance policy, contact the company or the agent right away. They should be able to answer your questions. You do have the right to cancel a new policy within a certain number of days and get a refund of your premium paid. The company’s cancellation policy will be set out in your policy language.
The company should also be able to provide you with a temporary insurance card that you can keep in your vehicle until the permanent one arrives by mail. You will need to have this information ready in case you are stopped by police or are involved in an accident.