Teen drivers tend to pay more for their car insurance coverage. Since they are new to being behind the wheel, teens are more likely to be involved in car accident. Teenage boys as a group are responsible for a large number of accidents, and the amount they are asked to pay for coverage can be quite high.
Despite the fact that car insurance for teens can be expensive, there are some things you can do to try to keep costs down. One solution you may want to consider is adding your teen to your insurance policy instead of having him or her try to get a separate policy. Do approach your current insurance provider to find out how much it would cost to do this.
A change to your personal situation, such as wanting to add another driver to your policy, is a good time to shop around to make sure you are getting the best rate for your coverage. Going online to get quotes from several insurance companies will let you know whether you should stay with your current insurance provider or if it’s time to move on to a different company that can give you better rates for the coverage you need.
The best time to start looking for car insurance quotes is a couple of months before your current policy expires. That gives you time to consider your options, make a decision, arrange for a new policy and cancel the old one if that’s what you decide to do.