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Rhode Island Mandatory Auto Insurance Coverage Requirements

Under Rhode Island state law, drivers must comply with mandatory auto insurance coverage requirements to stay legal. Third party liability protection is required in this tort state. It pays for injuries and damages suffered by the occupants of the other vehicle when an at-fault accident occurs. The minimum amount of bodily injury liability coverage required…

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RI Car Insurance Comparisons Help Drivers Save Money

Before choosing a provider, savvy RI drivers take the time to perform car insurance comparisons. Each company has something different to offer consumers, and considering the options carefully allows the buyer to find the one that will provide the policy terms he or she is looking for at an affordable price. Taking the time to…

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How to Get Cheaper Car Insurance in Rhode Island

If you want to get cheaper car insurance in Rhode Island, start by reviewing your existing coverage. Go through the policy documents carefully to make sure that your coverage does not include any extras. Choosing to increase your policy deductible is another way to keep car insurance costs down. When an insurance buyer agrees to…

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RI Young Car Insurance Buyers: How to Keep Costs Down

Rhode Island young car insurance buyers are charged some of the highest rates for their coverage. Providers selling policies are very aware of the fact that teens and young adults are more likely than more mature drivers to be involved in collisions (and to make claims against their policies). As a result, people in this…

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How to Choose the Best Rhode Island Auto Insurance Company

If you want to choose the best Rhode Island auto insurance company for your needs, make a point of looking at a number of factors, including the rates that it charges for coverage. Making your choice based solely on rates may not be the best decision, since you also want to make sure that the…

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Good Driver Discounts on Rhode Island Auto Insurance

Having your insurance company treat you as a “good driver” means saving a significant amount on your Rhode Island car insurance coverage. What does an insurance company consider the characteristics of a good driver? Being licensed for three years or more No more than a single penalty point on your license No convictions for DUI…

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Factors That Affect Rhode Island Car Insurance

Rhode Island car insurance companies use a number of factors to determine how much to charge their customers for coverage. They take the applicant’s age, address and driving record into account as part of the underwriting process when determining how much to charge. A person who is under the age of 25 will be charged…

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Average Cost of Rhode Island Car Insurance

Rhode Island car insurance customers had to dig deeper into their pockets for their car insurance premiums than the average U.S. resident in 2010. The average cost of car insurance in that state was $2,312, which is significantly higher than the national average of $1,577. Rates in Rhode Island are currently on the rise, which…

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