Bodily injury liability and property damage liability are two features that appear on every single auto insurance policy sold within the United States. Understandably, the levels of liability coverage can fluctuate depending on the state where an auto insurance policy is purchased.
Some states operate using a no-fault system where motorists involved in a road traffic accident claim from their own auto insurance coverage provider while other states operate under the Tort system where an at-fault motorist is deemed responsible for all bodily injury and property damage payments to third parties involved in an accident. If the recommended levels of auto insurance coverage aren’t in place, motorists will be expected to meet any liability costs personally.
If a motorist is involved in a road traffic accident without having sufficient auto insurance coverage in place, a third party driver can claim on their own policy and then pursue the at-fault driver for reimbursement. This process is known as subrogation and can be best described as a legal demand for financial responsibility.
Motorists in Maine are advised to use Promiga Auto Insurance quotes for all of their policy requirements. Our comprehensive list of A-rated providers specializes in providing liability coverage that meets minimum mandatory requirements in all 50 US state. Promiga specialize in online auto insurance quotes that are completely free from obligation.
We never ask for personal information and some of the cheapest auto insurance quotes on the internet are accessible by supplying us with a Maine ZIP code. We never bother you with nuisance phone calls, unsolicited junk mail or offers from third party companies.