Consider adding extra security features to your vehicle as this can also drive down the cost of your car insurance premiums. You could consider the addition of an aftermarket immobiliser, security-etched windows or the latest GPS tracking device. Additional security features deter thieves as the car is more difficult to break into, and easier to locate after a theft.
Your choice of vehicle can have a significant impact on how much you pay for car insurance. A smaller, economical vehicle with a low engine capacity will attract cheap car insurance rates compared to a top of the range sports model with a high performance engine. Replacement components for top-level cars also increase the cost of car insurance, and repair costs after accidents are also considerably higher.
The overnight location in which you park your car will also affect the amount of money you have to pay for car insurance in Northern Ireland. A vehicle kept at the side of the road without adequate street lighting attracts higher car insurance rates than a car that is kept under lock and key in a garage. Driveway parking helps to reduce premiums a little, but renting a garage for just a few pounds every month can save money in the longer term.
A clean driving history is integral to finding cheap car insurance quotes. By minimising convictions for speeding and driving without car insurance, the typical Northern Ireland driver can slash car insurance rates by up to 30%.