Things to Remember about California Auto Insurance

Motorists in California need to be aware of several key factors when they apply for online auto insurance quotes. If these are not adhered to, policyholders may find that they are insufficiently covered if they ever need to make a claim in the wake of a road traffic accident.

Minimum Mandatory Requirements

The state of California has a number of minimum requirements in relation to auto insurance and these must be met before a vehicle can be used. Motorists must carry $15,000 worth of bodily injury liability per person and $30,000 worth of bodily injury liability per accident. This is in addition to $5,000 worth of property damage liability. Although these are minimum requirements, it is recommended that 100/300/100 auto insurance coverage is purchased.

Credit Scoring

Even though a series of high profile cases have gone to court in relation to credit scoring, California still uses this process when online auto insurance quotes are applied for. By maintaining a healthy credit record and making all payments on time, it is highly likely that your auto insurance rates will be reduced.

Comparing Policies

There are many different websites where free auto insurance quotes can be applied for so always try to find a resource that offers as many as you need without any obligation to actually make a purchase. By comparing the price and coverage offered in online auto insurance quotes, it is entirely possible to find the best possible levels of protection while still maintaining a competitive premium.