The General Auto Insurance company has been in business since 1963. The company has an excellent rating from A.M. Best (A-). This company specializes in providing coverage for drivers who have been involved in accidents or who have had a prior lapse in coverage. The General also provides coverage to customers who have less than perfect credit.
Car insurance buyers who have been involved in one or more at-fault accidents may find it challenging to get good rates from a company offering standard coverage. A lapse in coverage, even for a short time, will put a driver in a non-standard, or high risk category, for insurance purposes.
Insurance companies may consider an applicant’s credit rating when determining how much to charge for premiums. A person who has had credit issues may be viewed as less responsible than someone who has been able to pay his or her bills on time and has a good credit history.
This company offers its customers the convenience of low down payments on their policy and buying their coverage online. The General accepts credit and debit cards, and customers can pay by electronic check in some states.
Customers who choose to buy coverage from the General Auto Insurance Company can pay their premiums monthly. The company can access an applicant’s driving history and vehicle information electronically to help determine how much to charge.