When a vehicle is involved in a road traffic accident and declared a total loss, they can often be salvaged by prudent motoring enthusiast for repair and future use. However, there is a certain element of risk associated with salvage vehicles, especially the fact that they become unknown quantities in terms of how they might withstand any future accidents. In turn, this makes the search for effective auto insurance fairly difficult. In many cases, the owner of a vehicle with a salvage title may find that they won’t be able to find insurance at all. However, there are a number of companies that specialize in offering respectable levels of auto insurance coverage for these problematic vehicles.
Allstate can provide great levels of auto insurance coverage on salvage titles but expect to answer a large number of searching questions relating to the vehicle. The company will want to know details of the accident the vehicle was involved in, how the vehicle was acquired and how repairs were carried out. They will also need evidence of the vehicle being roadworthy and may send out an assessor to carry out an independent audit.
Nationwide provide detailed information on their website about salvage titles and the way they need to be addressed before an insurance policy can be issued. Their handy step-by-step guide should offer clarity to most motorists who own a salvage vehicle although a series of in-depth questions relating to previous accidents and any subsequent repairs are sure to be asked before a policy can be issued. Progressive will also offer policies on salvage titles as long as the criteria relating to repaired vehicles can be met.