No-fault Auto Insurance Coverage Explained

No-fault auto insurance coverage is a system where people who have been injured in a car accident file claims for their “reasonable and necessary” expenses to their own insurance company for payment. This system makes paying claims a much quicker and easier process than with the tort system of car insurance. Under the tort method…

What Auto Insurance Coverage Do I Need in a No-fault State?

Drivers who live in a no-fault state still need to have liability coverage in place to protect their assets. The term “no-fault” is a bit of a misnomer: insurance companies investigate accidents to determine which driver is legally responsible for the damages. People who have been injured in a motor vehicle accident will seek compensation…

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Is Minnesota a No-fault State for Car Insurance?

Minnesota is a no-fault state for car insurance purposes and buyers need to be aware of this fact then deciding how much coverage to buy. This means that when a car accident occurs, claims for injuries and damages incurred are handled by that person’s insurance company directly. Injured people do have the right to sue…

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Is North Dakota a No-Fault State for Auto Insurance?

North Dakota is a no-fault state for auto insurance purposes. Following an accident, a driver’s own insurance company will pay for damages incurred by the driver and the occupants of his or her vehicle. For this reason, buying Personal Injury Protection (PIP) coverage is required by law. The limit chosen for this protection determines how…

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Is North Dakota a No-fault State for Car Insurance?

North Dakota is a no-fault state for car insurance coverage purposes. People who have been injured in a car accident would have their medical bills and related expenses paid for by their own insurance company. All drivers in that state are required to buy Personal Injury Protection (PIP) coverage of at least $30,000 that would…

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