South Carolina auto insurance customers can save on the cost of their coverage by asking about available discounts. It is possible for a customer to qualify for more than one discount and increase the level of savings accordingly.
Many insurance providers offer discounts to good drivers. A person can qualify for this price break by maintaining a clean driving record for several years. In some cases, the amount of the discount depends on how long the customer has remained accident-free.
Combining policies is another way to save on the cost of South Carolina auto insurance coverage. A customer can buy his or her car insurance from the same company that holds his or her homeowners’ or tenant’s policy and save money on both policies. Another option for combining auto insurance policies is to insure more than one vehicle on the same one.
Car insurance companies also offer price breaks to customers with low annual mileage. Less time spent on the road means lower risk of making a claim against a car insurance policy. Insurers reward lower-risk customers with better rates, so leaving the car at home and taking public transportation throughout the week can help to keep car insurance costs down.
Driving a vehicle that has been equipped with safety devices will also help a driver save on the cost of his or her South Carolina auto insurance coverage. Automatic seat belts, air bags and anti-lock brakes in the vehicle will help keep costs down.