SC auto insurance companies routinely offer discounts to policyholders in various circumstances, and drivers who want to keep the cost of their coverage down should make a point of asking whether they qualify for any of them. It’s possible for a driver to qualify for more than one discount, which will help to keep coverage affordable.
Common discounts offered to SC auto insurance buyers include:
- Good driver
- Good student
- Low annual mileage
- Online purchase
When all members of the same household insure their vehicles together, they can save on the cost of their coverage. Couples, parents and children or roommates can save on the cost of coverage by adopting this strategy. Consumers who own a car and a motorcycle and/or an RV can also take advantage of the multi-vehicle discount.
Buying a car insurance policy and homeowner’s or renter’s coverage from the same provider means getting a discount on both policies. Good drivers can qualify for the best rates for their coverage, since a clean record means that individual is less likely to be involved in a motor vehicle accident.
Students who are able to maintain a “B” average (or higher) can get preferred pricing on their car insurance coverage. Insurers consider young people who have the maturity and diligence to do well in school good risk for insurance and reward them by offering a discount.
Drivers who take public transit to and from work can also save on insurance costs, and making a point of buying coverage online means lower rates.