When you are discussing your car insurance coverage with an independent insurance agent or a provider directly, don’t forget to mention anti-theft devices. If you have one installed already, ask for a discount based on this fact. It’s also a good idea to find out how much you would save if you added one to your vehicle. This information can help you make the decision that is right for you.
Using a locking bar that stops the steering wheel from turning until you unlock it can deter car thieves. Another option you may want to consider is a car alarm that makes a loud noise if someone tries to break into your vehicle. A third choice in anti-theft devices for vehicles is an electronic device that cuts the power to the ignition and make the vehicle impossible to start.
Car theft is all-too-common, and it costs all vehicle owners. When insurance companies pay out more in claims, they pass the increased costs to their customers. Anything that a vehicle owner can do to lower the risk of being a victim of a car theft can mean better rates for insurance coverage.
If you are undecided about which kind of device you should install in your vehicle, contact your insurance company to ask which type will save you the most money on your rates. Then you can make an educated decision.