RI Young Car Insurance Buyers: How to Keep Costs Down

Rhode Island young car insurance buyers are charged some of the highest rates for their coverage. Providers selling policies are very aware of the fact that teens and young adults are more likely than more mature drivers to be involved in collisions (and to make claims against their policies). As a result, people in this age group pay higher rates for their coverage, and young male drivers pay the highest rates of all.

The good news is that it’s possible to keep the cost of insurance down when looking for a policy for a teen driver. If the young person is still living at home, he or she can be added to a parent or other adult member of the household’s existing policy. This is a much more economical choice than buying a new one for the young driver.

A change in circumstances, such as having a young person become old enough to learn how to drive means that a consumer should make a point of getting quotes from several companies. This is a good strategy to adopt, even when the policyholder has been with a provider for a number of years. By comparing the quotes carefully, a buyer will be able to find the best rates for the coverage for all the drivers in the household.

When looking for car insurance for young RI drivers, ask about discounts available to good students. Young people who who maintain at least a B average may be able to qualify for lower rates.