Review of Your Driving Record Before Getting Car Insurance Quotes

If you want to get the best possible price when you are asking for car insurance quotes, you need to make a plan first. The insurance company is going to check you out to make a decision about the level of risk that you present, so you will want to be sure that the information it has is accurate. If the insurer is setting prices based on incorrect information, you may be paying too much for your coverage.

A car insurance company will want to access your driving record to see if you have any moving violations or DUI/DWI convictions on it. By taking the initiative and asking for a copy of your record from the Department of Motor Vehicles (DMV) yourself, you can make sure the information it contains is accurate.

If you have paid for a traffic ticket, be sure to get a receipt and keep a copy of it. The same suggestion applies if you have gone to traffic school or otherwise fulfilled the conditions of a court order after a conviction for a driving-related offense. This documentation may be needed when you contact the DMV to have the record corrected.

Errors on driving records are relatively common, and you don’t want to let false information affect pricing when you ask for a car insurance quote.

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