California drivers are required to produce proof of insurance in certain situations. The best way to be prepared for this eventuality is to keep a copy of your insurance card in your vehicle. It may be tempting to put this information in your wallet or purse, but since the insurance is attached to the vehicle it really belongs there. That way, anyone else driving your car can provide this important information when necessary.
When you register your vehicle with the Department of Motor Vehicles (DMV), you may be asked to provide proof of insurance. If you bought your coverage over the Internet after getting an online car insurance quote, you were probably able to print off your proof of insurance right away. You would simply take the document to the DMV when you are ready to register your car.
Another situation where you would need to provide proof of California car insurance is if you have been involved in an accident. You would exchange insurance information with the other driver. It’s a good idea to do so, even if the accident was a minor one and you don’t anticipate that there will be any claims made as a result of the incident.
If you happen to be stopped by police, be prepared to provide the officer with your driver’s license and registration. You may also be asked to show your insurance information to confirm that you have coverage in place.