Penalties for Lapse in Nevada Auto Insurance Coverage

A driver in Nevada who is unable to provide proof of insurance when stopped by police or following an accident is subject to specific penalties. When documentation cannot be produced on request, the vehicle registration is immediately suspended. The police also have the power to remove the plates from the vehicle and impound it on the spot.

To get your registration back in place, you will need to have at least the minimum level of liability coverage put in place. This can be a bit challenging, since a number of insurance providers are reluctant to provide insurance to a person whose coverage has lapsed, been canceled or terminated.

You may need to approach a number of companies before you find one willing to provide coverage. Looking for insurance online will make this process a bit easier, since you can look for coverage at a time that is convenient for you. You still have the option of asking for quotes from a few providers before applying for a policy.

Once you have your insurance in place, you will need to bring proof of coverage to the Department of Motor Vehicles (DMV) to have you vehicle registration reinstated. The DMV allows drivers to send in the required information by mail or fax, as well as visit the DMV office in person. A vehicle reinstatement fee of $250 is charged as well.

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