In a blended household, the question, “Do I need to list my stepchild on my auto insurance policy?,” is one which comes up often. Having a young person in the home who is old enough to drive is a major change for a family, and the insurance coverage which is in place needs to be … Read more
Most policyholders focus on paying their premiums on time and don’t think about the answer to the question, “Does my auto insurance company pay for medical bills after an accident?” The answer to this question is very important after a collision occurs, and all drivers should make a point of familiarizing themselves with their auto … Read more
When drivers are looking for coverage, they need to understand what all their options are. The question, “What does uninsured/underinsured auto insurance mean?” is an important one. This type of coverage is not required in all states, but all drivers should consider adding it to their auto insurance coverage. Uninsured/underinsured auto insurance is a type … Read more
All drivers should be giving some thought to the question, “How do I choose the right auto insurance company?” Whether it’s the first time a driver is looking for coverage or he or she has been buying insurance for a number of years, choosing an auto insurance provider is not something which should be undertaken … Read more
Finding the best rates on auto insurance for college students is something which young people and their parents are wondering about. The cost of obtaining a post-secondary education can be considerable, and adding auto insurance coverage into the mix can strain the family budget. There are some strategies which parents and students can use to … Read more
Many parents are wondering how they can find cheap auto insurance for a teen driver when the younger members of the household are old enough to get their license. Coverage for new drivers cannot readily be described as “cheap,” but there are ways to get insurance in place for all the drivers in the household … Read more
The cost of buying coverage for a young person is quite high, and some people are wondering whether a parent can exclude a teen driver from an auto insurance policy. This is one option available to parents, but everyone involved needs to understand the consequences of this decision. Many auto insurance companies require policyholders to … Read more
Drivers who have been advised that their policy is being cancelled or not renewed may be wondering, “Can I find auto insurance coverage after being dropped by the company?” It is not the best situation for a policyholder to find him or herself in, but it doesn’t mean that the situation is hopeless. When an … Read more
Someone who has had his or her car stolen may be wondering about the answer to the question, “Does homeowners’ insurance cover auto theft?”. The homeowners’ policy does provide some protection, but not for the vehicle itself. A policyholder can make a claim for the loss of items in the vehicle at the time it … Read more
Drivers who have physical damage coverage on the vehicle may be wondering how auto insurance for totaled car works, especially if they took out a loan to finance the vehicle and they are still making payments on it. The insurance company provides coverage for the vehicles cash value only, not the cars replacement value or … Read more
With a number of consumers struggling with tight budgets, finding auto insurance for low income drivers can prove challenging. Driving without at least the minimum level of coverage required by law is not advisable, since it can lead to civil penalties such as drivers license and/or vehicle registration suspension. Someone who is caught driving without … Read more
If you are planning to rent or borrow a vehicle, you will want to find non-owner’s car insurance coverage. This type of insurance plan provides liability protection in case the driver is involved in an at fault accident and protects him or her from having to pay for damages personally. Non-owner’s car insurance pays out … Read more
Most people pay their auto insurance premiums and trust that the coverage they are paying for will be in place if they ever have a loss. When a driver contacts the insurance company to report a loss, the question, “What should I do if my auto insurance claim is denied?” is probably not one which … Read more
When drivers are considering what type of insurance they need, the question of “What does uninsured motorist auto insurance cover?” is an important one. This type of coverage is not required in all states, but it is a good idea for drivers to add it onto a policy when they are arranging for coverage. Uninsured … Read more
All consumer interested in buying coverage will need to choose an auto insurance deductible. This is the amount that a policyholder agrees to pay him or herself. Auto insurance providers offer policies with deductibles at varying levels, ranging from $100-$1,000, depending on the state where the policy was issued. When an accident causing physical damage … Read more
The question, “What is SR-22 auto insurance coverage?” is a common one, especially for people who have been placed in the high-risk category for coverage purposes. SR-22 is not a type of auto insurance coverage; it is a document which confirms that a driver has auto insurance coverage in place. If a driver’s license has … Read more
Points added to a driving record is one situation where you aren’t considered to be doing well when the number is high. Drivers who have accumulated several points against their driving record will likely be paying higher rates for their auto insurance coverage. Accumulating enough points on a driver’s license may result in someone being … Read more
Not all auto insurance consumers need to buy coverage for a standard term of up to 12 months and people in this category may be wondering about the answer to the question, “How much does short term auto insurance cost?” The cost of short-term auto insurance coverage varies, depending on the company writing the policy. … Read more
If you are in the market for a new (or new to you) vehicle, one of your questions may well be about how to arrange for auto insurance coverage. You will need to provide proof of insurance to the dealer before you will be allowed to drive the car off the lot. It is a … Read more
Auto insurance buyers who are looking for the best way to budget for their payments may be wondering if they need to pay for auto insurance coverage in advance. While a policyholder can pay for coverage for the entire term in advance, insurance companies do offer other payment options to their customers. Consumers need to … Read more