The most important part of your auto insurance coverage is the medical component. In the event of an accident, you want to know that all the human beings involved will have their hospital and treatment charges paid for by your auto insurance company. Once you understand what your current policy covers, you may want to fill…
Have you just purchased a new motorcycle and finding yourself full of excitement at the prospect of clocking up a few miles on your latest machine? Whether you’re a newcomer to the world of motorcycle or class yourself as something of a veteran, there are a number of different considerations that should be reviewed to…
Despite the relative peace that surrounds life in Northern Ireland during the modern age, many UK residents will still remember the haunting images of many years ago when the troubles almost destroyed a nation divided by religious and political upheaval. However, the aftermath of those difficult times still has an ongoing effect on the country…
Ever wondered why women get to enjoy cheap Florida auto insurance while their male counterparts have to pay vastly inflated premiums? Hey! You might be pretty and easier on the eye than most of the men you know, but auto insurance carriers aren’t checking out your appearance when they give you preferential coverage deals. Women…
Did you know that North Carolina is just one of two states that DO NOT require you to obtain SR-22 certification? You will still need auto insurance, of course, but this lax law comes as a welcome relief to many drivers. What Is SR 22 Auto Insurance? In most states, people carry an SR-22 document to prove…
As of last March, there have been a few new driving restrictions for Level 2 license holders. The first is that a teen driver may not have more than one passenger under age 21 in the car who is not an immediate family member or unless the driver is traveling to/from school. The second restriction…
New York State is a no-fault auto insurance state. Whether this is a good thing or a bad thing really depends on who you ask. Currently, the only other no-fault states are: Kentucky, Hawaii, Kansas, Massachusetts, Michigan, Pennsylvania, Florida, New Jersey, Minnesota, North Dakota and Utah. Pros of New York No Fault Auto Insurance Proponents of the…
Do you know what a “no-fault auto insurance policy means?” A no-fault system requires drivers to purchase insurance to cover their own vehicle, medical expenses and passengers, regardless of who is at-fault. This protects you from being sued by other drivers. No-fault states include: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah,…
The thought of insuring a Pennsylvania teenager can be daunting, as teen auto insurance rates tend to be rather high. Statistically speaking, teens get in more accidents, hence the higher rate. Since Pennsylvania is a no-fault state, your son or daughter will be covered by your insurance policy should an accident occur — regardless of who is…
Most U.S. states do not follow a no fault auto insurance law. This system requires all motorists to carry Personal Injury Protection that will cover them, no matter who was at fault for the accident. The idea behind no fault insurance is that lawmakers believe it will speed up the process of getting claims covered and reduce…
What is it costing your auto insurance provider to advertise each year? SNL Financial set to find out. Geico Corp is the King of auto insurance advertising, data shows, with annual spending of close to $1 billion! This number is up 10 percent from spending in 2010, which shows that insurers are becoming increasingly more competitive for your…
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