Alaska motorcycle owners must comply with the state’s financial responsibility legislation. They have the option of self-insuring, posting a bond with the Department of Motor Vehicles or buying an insurance policy. Most bike owners opt for the latter option. The minimum level of Alaska motorcycle insurance required by law is: Bodily injury liability coverage of … Read more
You may be the type of person who plans for everything. Perhaps you drive an expensive car and you have top-of-the-line auto insurance. If you ever caused an accident, you are certain that everything would be perfectly covered. However, what if you are slammed by an underinsured or uninsured motorist? Some people choose to purchase … Read more
The most important part of your auto insurance coverage is the medical component. In the event of an accident, you want to know that all the human beings involved will have their hospital and treatment charges paid for by your auto insurance company. Once you understand what your current policy covers, you may want to fill … Read more
Have you just purchased a new motorcycle and finding yourself full of excitement at the prospect of clocking up a few miles on your latest machine? Whether you’re a newcomer to the world of motorcycle or class yourself as something of a veteran, there are a number of different considerations that should be reviewed to … Read more
Despite the relative peace that surrounds life in Northern Ireland during the modern age, many UK residents will still remember the haunting images of many years ago when the troubles almost destroyed a nation divided by religious and political upheaval. However, the aftermath of those difficult times still has an ongoing effect on the country … Read more
Ever wondered why women get to enjoy cheap Florida auto insurance while their male counterparts have to pay vastly inflated premiums? Hey! You might be pretty and easier on the eye than most of the men you know, but auto insurance carriers aren’t checking out your appearance when they give you preferential coverage deals. Women … Read more
Did you know that North Carolina is just one of two states that DO NOT require you to obtain SR-22 certification? You will still need auto insurance, of course, but this lax law comes as a welcome relief to many drivers. What Is SR 22 Auto Insurance? In most states, people carry an SR-22 document to prove … Read more
As of last March, there have been a few new driving restrictions for Level 2 license holders. The first is that a teen driver may not have more than one passenger under age 21 in the car who is not an immediate family member or unless the driver is traveling to/from school. The second restriction … Read more
New York State is a no-fault auto insurance state. Whether this is a good thing or a bad thing really depends on who you ask. Currently, the only other no-fault states are: Kentucky, Hawaii, Kansas, Massachusetts, Michigan, Pennsylvania, Florida, New Jersey, Minnesota, North Dakota and Utah. Pros of New York No Fault Auto Insurance Proponents of the … Read more
Do you know what a “no-fault auto insurance policy means?” A no-fault system requires drivers to purchase insurance to cover their own vehicle, medical expenses and passengers, regardless of who is at-fault. This protects you from being sued by other drivers. No-fault states include: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah, … Read more
The thought of insuring a Pennsylvania teenager can be daunting, as teen auto insurance rates tend to be rather high. Statistically speaking, teens get in more accidents, hence the higher rate. Since Pennsylvania is a no-fault state, your son or daughter will be covered by your insurance policy should an accident occur — regardless of who is … Read more
Most U.S. states do not follow a no fault auto insurance law. This system requires all motorists to carry Personal Injury Protection that will cover them, no matter who was at fault for the accident. The idea behind no fault insurance is that lawmakers believe it will speed up the process of getting claims covered and reduce … Read more
Every year, J.D. Power & Associates conducts an extensive survey to find out which companies U.S. consumers prefer and which companies yield the highest satisfaction. If you don’t live in Oregon or California, you’ve probably never heard of Wawanesa. Yet, residents of these states say that it truly is the best auto insurance money can buy. … Read more
What is it costing your auto insurance provider to advertise each year? SNL Financial set to find out. Geico Corp is the King of auto insurance advertising, data shows, with annual spending of close to $1 billion! This number is up 10 percent from spending in 2010, which shows that insurers are becoming increasingly more competitive for your … Read more
Esurance, the online affiliate of Allstate auto insurance, will be giving same-sex partners in civil unions or domestic partnerships in 21 states the same discount that is typically extended to legally married couples. This is good news for more than 646,464 households that can now receive an additional 10 percent or more off their auto insurance premiums compared to unmarried … Read more
The Insurance Buyer Insight Study found that price is the #1 concern for buyers of auto insurance, with 65.8 percent of the 878 people polled saying that price was the main factor driving their decision-making. The Consumer Price Index found that auto insurance costs have increased 33.3 percent from 2002 to 2011. How Much Have Auto Insurance Costs Gone Up? … Read more
Shopping online is an easy way to find better auto insurance rates. They say “making the switch” is quick and easy… but is it, really? Simply walking away from an old provider could turn into a mess if you don’t follow all the proper steps to say “Hasta Lavista, Baby.” 1) Have A New Policy In Place. Ideally, … Read more
Failing to plan for mechanical breakdowns is one of the quickest ways to find yourself in dire financial straits. While most of us purchase auto insurance to protect ourselves from a calamity, you will still want to consider mechanical breakdown insurance through your car insurer, dealer, bank or credit union. A standard auto insurance policy does not cover wear-and-tear … Read more
You may feel as though the auto insurance claims adjuster has arrived on the scene to act as your own personal lawyer. “Here is someone who has my best interests at heart because I’m the client,” you may think. It’s not that a claims adjuster is a crook, but keep in mind that this person’s job … Read more
What deductible would you like — $250, $500, $1,000, $1,500? You’ll notice that is one of the questions we ask you when you’re looking up a free auto insurance quote online. Your answer to this question could save you as much as 40 percent, according to the Insurance Information Institute. By assuming more risk, you stand to … Read more