If you are looking for your first New York auto insurance policy, you should take the time to get quotes from a few different companies before making a decision about your coverage. Existing car insurance customers can also benefit from shopping around for coverage before their policy expires.
Each insurance company sets its own rates, and the price you will pay for the same level of coverage can vary greatly. By taking the time to get quotes from several companies, you can make sure that you aren’t paying too much for your car insurance.
Even if you have been with your current insurance company for some time, you should make a point of getting some car insurance quotes a couple of months before your policy is due to expire. You can either confirm that you are getting a good deal on your coverage or make the decision to switch companies without having a lapse in coverage.
When you are looking at the New York auto insurance quotes you have requested, make sure that you are looking at similar policy provisions. Ask for information about the same level of coverage from each company that you approach for a quote. You will definitely want to consider pricing when making a decision about your car insurance, but you also need to look at the level of customer service the company offers and how quickly it can process claims.