When your children become old enough to drive, you need to make sure they have the proper level of New Brunswick car insurance coverage. Ask your insurance company whether adding a teen driver to your policy without adding a vehicle also means you are required to make him or her the primary driver on it.
No matter which way the policy is dealt with, you can expect to pay more for your car insurance coverage when you add a teen driver to the policy. Young people are more expensive to insure, since they are more likely to be involved in accidents and are also more likely to take risks when behind the wheel.
Even though teen drivers in New Brunswick are more expensive to provide coverage for than more experienced drivers, there are still some things that parents can do to reduce the hit they will take in the wallet once their teens are old enough to drive. One of them is to make sure that the teen takes a recognized driver’s education course. Not only will the young person learn how to drive properly, but completing the program can also mean a discount on the cost of car insurance coverage.
Be sure to ask your car insurance company if it offers a discount to teen drivers who maintain good grades. In some cases, maintaining a B average (or better) means getting better pricing for the young drivers in your household.