Most & Least Expensive Cars For Auto Insurance 2012

Your auto insurance premium depends upon many different factors, including the type of vehicle you choose to drive. It’s no surprise that a fast, flashy, expensive sports car would cost more to insure than a hand-me-down station wagon. However, there are other cars that people may not expect on the list too — like a BMW Hybrid.

According to Insure, these are the “10 Most Expensive Cars For Auto Insurance” in 2012:

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You can drive that Spyder, but it'll cost ya in auto insurance!


Rank Vehicle Cyl. Nat’l annual avg. rate
1 Audi R8 Spyder Quattro Convertible 10 $3,384
2 Mercedes CL600 Coupe 12 $3,307
3 Mercedes S600 12 $2,948
4 Audi R8 4.2 Quattro Coupe 8 $2,903
5 Porsche Panamera Turbo 8 $2,738
6 BMW 750i Hybrid 8 $2,701
7 Porsche 911 Turbo Convertible 6 $2,674
8 Porsche 911 Turbo S Convertible 6 $2,674
9 Mercedes CL65 AMG Coupe 12 $2,669
10 BMW 750Li Hybrid 8 $2,641

On the other end of the spectrum, you can find the least expensive auto insurance with…

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Want low auto insurance? Try the Toyota Sienna.
Rank Vehicle Cyl. Nat’l annual avg. rate
1 Toyota Sienna LE 4 $1,111
2 Toyota Sienna 4 $1,114
3 Jeep Patriot Sport 4 $1,116
4 Jeep Compass Sport 4 $1,118
5 GMC Sierra K1500 Regular Cab 6 $1,121
6 Chevrolet Silverado 1500 Regular Cab 6 $1,125
7 Dodge Grand Caravan SXT 6 $1,129
8 Ford Escape XLS 4 $1,137
9 Toyota Sienna 6 $1,139
10 Chevrolet Silverado 1500 Extended Cab 6 $1,143

Why Such A Difference?

Psychologists will tell you that buying a mini-van says “I’m happily married with kids and concerned about safety,” whereas a flashy sports car says “look at me: I’m reckless and cool!” Yet, from a more practical standpoint, the Toyota Sienna is mass-produced, whereas the Audi Spyder is made in limited numbers to increase the desirability and status of driving such a vehicle — which makes repairs and maintenance more costly. The cost of auto insurance also goes up if a vehicle is statistically more likely to be stolen or be involved in an accident.

Looking for lower auto insurance rates? Search auto insurance quotes right here!


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