Mandatory Auto Insurance Requirements in Oklahoma

Although auto insurance rates in Oklahoma fell towards the latter part of 2009, the first half of this year has seen the cost of an average premium increase by a staggering 9%. The typical cost of an auto insurance policy is now $1,868 each year and this actually exceeds the national average.

As with many other US states, Oklahoma follows the Tort system as a means of defining financial responsibility and this is why state law has a series of mandatory coverage requirements in place. All residents of Oklahoma must carry the following levels of auto insurance as an absolute minimum:

  • $25,000 worth of bodily injury liability per person
  • $50,000 worth of bodily injury liability per accident
  • $25,000 worth of property damage liability

At the present time, there is no obligation for road users in Oklahoma to carry uninsured or underinsured motorist coverage and personal injury protection as part of their auto insurance package.

Finding cheap auto insurance quotes isn’t always easy but at Promiga, we specialize in bringing fantastic coverage deals to all Oklahoma motorists through our expanding network of A-rated auto insurance carriers. By adding an Oklahoma ZIP code to our easy-to-use site software, you’ll be able to compare a vast range of competitively priced policy options on a completely obligation-free basis.

With new legislation under review, motorists in Oklahoma who are caught without sufficient auto insurance coverage in place face expensive bills to remove their vehicles from impoundment. This makes auto insurance coverage a more cost-effective option and at Promiga, we can save you up to $500 on all of our online auto insurance quotes.