Your 25th birthday can be a milestone for Kentucky car insurance purposes. For many drivers, the rates they are charged for their coverage drops at this point in their lives. Drivers under the age of 25 are statistically more likely to be involved in a car accident, and this is why insurance companies charge them higher rates.
If you have celebrated your 25th birthday and your car insurance rates haven’t dropped when you received your renewal notice from your insurer, you may be paying too much for your coverage. As long as you have maintained a clean driving record and haven’t changed vehicles or moved to a different neighborhood, the insurer should be offering you better rates.
Go online to check out rates from different insurance companies. You can visit individual company web sites to find out about the types of coverage options available. Many Kentucky car insurance companies offer free online quotes from their web sites; all you need to do is answer a few questions to get an idea of how much you would be paying for coverage from this provider.
Another option available to you when you are looking for car insurance pricing is to visit a site that can provide you with quotes from several providers at once. This method will get you the information you need quickly and you can make a decision about whether to switch companies after getting the numbers.