Your car stereo would be covered if your Yukon auto insurance policy includes comprehensive coverage. This type of policy pays out for losses caused by events other than a collision. The comprehensive part of your policy covers any factory-installed equipment in the vehicle, and the stereo is included under this designation.Theft is one of the covered perils, which means that you could make a claim for the stereo itself, as well as any CDs that were in the unit at the time of the loss.
Before the insurance company will pay you anything for your loss, you will have to pay the policy deductible. If you have this part of your policy set to a high level, it may not make sense to make a claim under your auto insurance policy. On the other hand, if you have upgraded your stereo system after buying the vehicle and you want to be sure that it is protected. Check with your insurance company to find out whether you need to add a separate rider to your policy to make sure that you are properly covered.
In a situation where you are thinking of changing Yukon auto insurance companies, be sure to mention the upgraded stereo system and any other improvements you have made to the vehicle when you ask for quotes. That way, you can be sure you are getting the right coverage for your needs.