General Auto Insurance

Important Auto Insurance Issues Part 2

Having understood the importance of actually reviewing the terms and conditions contained within an auto insurance policy, road users can avoid the risk of having negative entries placed on their credit files. Any periods of insufficient auto insurance coverage can set alarm bells ringing with many providers so it is important to keep up to date with payments until a new policy is in force.

The Process of Switching Auto Insurance Companies

Find the telephone number of your current auto insurance company and tell them that you wish to take your business elsewhere. Remember that you are not obliged to offer any reasons for changing carrier even though you may be asked. Offer the auto insurance company an effective date and insist that they send you out the relevant documentation. Once the cancellation request form arrives, complete it and send it back to your auto insurance provider.

If you are planning to use the same vehicle throughout both periods of auto insurance coverage with the two different companies, ensure that  the cancellation date of the old policy and the start date of the new policy overlap so that there is no possibility of using your vehicle without sufficient auto insurance coverage in place. If you happen to ignore this vital part of switching auto insurance companies, the consequences can prove to be very expensive.

As long as road users plan sufficiently for any changes in auto insurance coverage and fulfill the necessary termination process, the chances of any further repercussions remain remote.

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