The average cost of car insurance coverage in Illinois for 2010 is $1,277. This amount is below the average cost for coverage across the United States, which is $1,578. Even though the average amount charged in Illinois seems like a good deal when you compare it to the national average, it doesn’t mean that you shouldn’t do whatever you can to get the best possible price for your car insurance.
Depending on your personal situation, you may be charged more or less than the average cost for your state. If you are a new driver, have a poor driving record or you have incidents where your coverage has lapsed, you may well be looking at higher rates for your coverage.
No matter what your driving history looks like, you can avoid paying more than you have to for your car insurance. Not all insurance companies charge the same rates for coverage, even in similar circumstances. Taking some time to consider your options by getting free insurance quotes can save you money, and in some cases the savings can be significant.
First determine what level of coverage you need. Then decide what policy options would be nice to have but aren’t essential. When you are reviewing quotes from several companies, it can be easy to get bogged down in the details, so having a plan is key to finding the right plan at the right price.