Rhode Island car residents can get cheap car insurance if they shop for their coverage carefully. One thing that all drivers can do to avoid spending more than they need to is to get quotes from multiple companies. Rates can vary greatly between car insurance companies, and spending some time to go online to get quotes from a number of providers can mean significant savings for consumers.
Another thing that a car insurance customer can do to get cheap car insurance in Rhode Island is to contact the insurance company they are dealing with to ask about the discounts that are available. Companies do offer better pricing to customers who buy more than one policy, which means that it pays to consider buying car insurance from the same company that holds the customer’s house or commercial insurance policy. Insuring more than one vehicle with the same insurer can also lead to savings.
Other discounts that may be available include ones for customers who install an anti-theft device in their vehicle or who drive a car outfitted with seat belts, airbags or anti-lock brakes. Storing a vehicle in a locked garage instead of on the street in between uses can also mean lower insurance premiums. Keeping annual mileage low reduces the risk of an accident, which means better pricing as well.