Buying Michigan car insurance for teens is necessary for young drivers to be legal in the state, but it can also be a very pricey proposition. Teens are considered high risk for car insurance purposes, since they are more likely to be involved in motor vehicle accidents, which makes people in this age group riskier to insure.
Teen drivers pay some of the highest rates for their car insurance coverage, and parents will want to make sure they are doing all they can to avoid paying more than they have to for this necessary coverage. A change in circumstances, such as having another person in the household who can drive, is a perfect time to re-evaluate Michigan car insurance coverage
To save money on the cost of Michigan car insurance for teens, adding the newest driver in the family to an parent’s policy is a good choice. It is much less expensive than buying a separate policy for the young person where he or she is the primary driver.
When you are shopping for Michigan car insurance for teens, don’t forget to ask the insurance company about discounts that you may qualify for. Some insurance companies offer price breaks to students who are able to maintain a B average or better, so be sure to ask about a good student discount before you make your buying decision.