If you are looking for the cheapest car insurance coverage in UT, your first step is to educate yourself about the coverage requirements for the state. No-fault insurance is the system that is in effect, and all drivers must have Personal Injury Protection (PIP) in place to pay for their own injuries, as well as those sustained by the occupants of their vehicle.
The right to sue to collect damages for injuries, lost wages and other expenses incurred as the result of an accident is limited to a level that exceeds a certain threshold. To provide protection to the driver deemed responsible for a serious accident, bodily injury and property damage coverage are also required.
Once you know how much coverage you need, the next step to finding the cheapest car insurance in UT is to start getting quotes from a number of providers. Make a point of getting prices from companies of different sizes, including ones serving local and nationwide customers, to find the one that can offer you the best rates.
Be sure to ask about discounts that the company offers to its policyholders. Customers who buy more than one policy or who insure multiple vehicles qualify will likely qualify for preferred pricing. Other discounts may be offered for low annual mileage, paying for the policy in full or driving a car equipped with anti-theft devices.