To find the cheapest car insurance in MO, you need to be prepared to compare rates from a number of providers before making a buying decision. Rates from different companies can vary significantly, even for the same type and level of protection.
One way to get the best rates on MO car insurance coverage is to buy a policy that meets the minimum coverage standards required in the state. Missouri is a tort state, and a driver must be deemed to be at fault when a motor vehicle accident occurs. People who have been injured in an accident have the right to sue the responsible driver to collect damages, and limiting the coverage limit to the minimum required by law may not provide enough protection to pay for damages in the case of a serious accident.
To get the lowest rates on MO car insurance coverage, a consumer should get quotes from several companies before deciding where to buy a policy. Going online is a convenient and effective way to shop for coverage. A customer can visit individual web sites to request quotes or go to a single site that can provide quotes from multiple insurance providers at once.
While it may be tempting to buy a policy based on price alone, a cheap policy that does not provide a good level of protection is not worth the money. Instead, a customer should determine how much coverage he or she needs and then find the most economical policy that provides it.