If your goal is to find the best car insurance rates in Maine, be prepared to shop around before making a decision to buy. Not all companies charge the same rates to their policyholders for the same type and level of protection. Even if you have been with the same provider for a number of years, you may be able to get a better deal by changing companies.
One way to qualified for preferred rates for your Maine car insurance policy is to maintain a clean driving record. Car insurance companies look at a driver’s behavior in the past to get an idea of the level of risk that he or she presents going forward. A driving record that includes a history of accidents and/or moving violations means having to pay higher rates for coverage.
Taking an approved driver’s education or defensive driving course is another strategy that will help keep auto insurance rates down. New drivers benefit from learning the proper procedures for navigating the roads from the outset. and more experienced drivers can benefit from a refresher to help them identify any bad habits they have picked up since becoming licensed and correct them.
Asking about available discounts is another effective way to keep car insurance rates low. Maine insurance providers commonly offer better prices to good drivers, people who insure more than one vehicle and those who buy more than one policy. Low annual mileage or driving a car which has been outfitted with an anti-theft device can also result in savings.