Shopping around is the way to get the best rates for your Missouri auto insurance coverage, but how do you compare quotes for coverage to make sure that you are getting the best deal? You start by making sure that all the companies that you are getting quotes from are well-established corporate entities that have the financial resources to pay out if you need to make a claim against your policy.
To do so, put on your detective’s hat and visit a number of auto insurance web sites. Make sure you click through to the company’s “About Us” section to find out how long it has been in business. If the company’s financial rating is not listed on the web site, you can find out this important information from one of the companies that determines this important information. Check out Moody’s or Standard and Poor’s to find out whether the company is considered to be financially sound; look for an A or A+ rating in the ones you are considering.
Once you have gathered several auto insurance quotes, examine them carefully to make sure that they are all for the same type and level of coverage. Check the deductible for each one as well; a higher deductible means lower premium rates. When your initial review has been completed, you can start looking at prices. Your goal should be to get the most coverage that you can afford.