Iowa car insurance drivers paid relatively low rates for their car insurance coverage in 2011. The average driver paid $749 to insure his or her vehicle, and this figure is significantly below the national average, which is $1,440.
Even though drivers in the Hawkeye State got great rates for their coverage, it doesn’t mean that they should not do all that they can to ensure that they are getting the lowest possible prices for their coverage. Even drivers who are paying a rate at or below the state average can benefit from shopping around for their coverage. Rates can and do vary significantly between providers, and taking the time to get quotes from different companies can help a driver find that one that can offer the protection he or she needs at the best possible price.
Maintaining a clean driving record is something that all drivers can do to keep their coverage costs down. Insurance companies offer their best rates to people who have been licensed for some time and who don’t have accidents and/or moving violations on their record. New drivers and young people who who have recently gotten licensed pay some of the highest rates for their coverage, since they are more likely to be involved in accidents than people who have more experience behind the wheel, and insurance providers evaluate their level of risk accordingly.