Having your insurance company treat you as a “good driver” means saving a significant amount on your Rhode Island car insurance coverage. What does an insurance company consider the characteristics of a good driver?
- Being licensed for three years or more
- No more than a single penalty point on your license
- No convictions for DUI (Driving Under the Influence) or DWI (Driving While Impaired) convictions within the past seven years
- An accident-free record for at least seven years
Good drivers can get preferred rates for their coverage. In some cases, a good driving record can mean a discount of up to 20 percent.
To turn a good driving record into lower rates for car insurance coverage, make a point of shopping around. Checking out quotes from several insurers means that a person with a proven record of behaving responsibly behind the wheel will get the best possible pricing.
Going online to look for car insurance coverage in Rhode Island is a good way to find the right coverage. Car insurance company web sites provide information about different types of coverage available. Getting a quote is a simple matter of answering a few questions. Another option for busy Rhode Island auto insurance customers is to visit a site offering quotes from several insurance companies by filling out a single form.