4 Steps to Purchasing your First Auto Insurance Policy Congratulations! You’re now the proud owner of a driving license and quite naturally, you’re itching to get on the road to enjoy the experiences that driving can bring. However, you’ll need to make sure you’re adequately insured before you venture onto your local highways and this…
A recent review of national auto insurance rates has seen road users in Louisiana being more heavily penalized than anywhere else within the United States. Michigan has the second-highest auto insurance rates while the cheapest policies can be found in Maine, Vermont and Ohio. One of the overwhelming factors being expensive auto insurance rates in…
North Carolina Teenager Auto Insurance A 2003 Department of Transportation report found that a young driver age 19 or less was involved in a motor vehicle crash every 23.6 minutes. Over 19,000 people 19 or less were killed or injured in a car accident. The North Carolina State Highway Patrol offers driver education programs to…
You may be the type of person who plans for everything. Perhaps you drive an expensive car and you have top-of-the-line auto insurance. If you ever caused an accident, you are certain that everything would be perfectly covered. However, what if you are slammed by an underinsured or uninsured motorist? Some people choose to purchase…
The most important part of your auto insurance coverage is the medical component. In the event of an accident, you want to know that all the human beings involved will have their hospital and treatment charges paid for by your auto insurance company. Once you understand what your current policy covers, you may want to fill…
Did you know that North Carolina is just one of two states that DO NOT require you to obtain SR-22 certification? You will still need auto insurance, of course, but this lax law comes as a welcome relief to many drivers. What Is SR 22 Auto Insurance? In most states, people carry an SR-22 document to prove…
As of last March, there have been a few new driving restrictions for Level 2 license holders. The first is that a teen driver may not have more than one passenger under age 21 in the car who is not an immediate family member or unless the driver is traveling to/from school. The second restriction…
New York State is a no-fault auto insurance state. Whether this is a good thing or a bad thing really depends on who you ask. Currently, the only other no-fault states are: Kentucky, Hawaii, Kansas, Massachusetts, Michigan, Pennsylvania, Florida, New Jersey, Minnesota, North Dakota and Utah. Pros of New York No Fault Auto Insurance Proponents of the…
Do you know what a “no-fault auto insurance policy means?” A no-fault system requires drivers to purchase insurance to cover their own vehicle, medical expenses and passengers, regardless of who is at-fault. This protects you from being sued by other drivers. No-fault states include: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah,…
The thought of insuring a Pennsylvania teenager can be daunting, as teen auto insurance rates tend to be rather high. Statistically speaking, teens get in more accidents, hence the higher rate. Since Pennsylvania is a no-fault state, your son or daughter will be covered by your insurance policy should an accident occur — regardless of who is…
Most U.S. states do not follow a no fault auto insurance law. This system requires all motorists to carry Personal Injury Protection that will cover them, no matter who was at fault for the accident. The idea behind no fault insurance is that lawmakers believe it will speed up the process of getting claims covered and reduce…