Going online to check out Quebec auto insurance quotes is not only convenient, it can mean paying less for coverage as well. Customers in that province are covered under the provincial insurance plan, which pays for bodily injury claims and lost wages after an accident.
For collision and comprehensive coverage, Quebec auto insurance customers can choose to buy a policy from any one of the companies licensed to do business in the province. Collision coverage pay for the cost of repairing the policyholder’s own vehicle following an accident. If the car is totaled, then the collision portion of the policy comes into play by paying out based on the cash value of the car.
Comprehensive coverage protects a car owner from perils other than those caused by making contact with another driver’s vehicle. It covers damage caused by severe weather, flooding, vandalism or theft.
Insurance companies operating in Quebec are free to set their own rates for these two optional forms of coverage. By getting quotes from several providers, a customer can find the level of protection they need without paying more than they have to.
The Internet makes it easy to shop for coverage and to get questions answered before or after choosing a policy. Customers have the freedom to do so at any time of day or night, since the insurance company’s web site is available on a 24/7 basis.