Are you sick to death of paying astronomically high auto insurance rates? Most American road users feel the same and many of them are now studying the marketplace with increasing vigilance in the hope of finding cheap auto insurance quotes that save them money on their current premiums. To find cheap auto insurance rates, motorists are advised to consider the following factors:
Multiple Policy and Vehicle Discounts – If you are purchasing auto insurance and household insurance from the same company, find out if a special price is available if these policies are ‘bundled’ together. If you insure a second car through the same company, have that included as well.
Low Mileage – Although low mileage discounts are only offered on certain auto insurance quotes, savings of up to 40% can be enjoyed if vehicle usage is kept to an absolute minimum.
Safe Driving History – The way you drive your car will have a massive impact on your auto insurance quotes. Avoid accidents and ticket violations to enjoy the biggest savings.
Safety and Security Features – Many companies will reward you with cheap auto insurance quotes if you have enhanced safety and security features fitted to your car. Airbags, anti-lock braking, immobilizers and GPS anti-theft satellite technology can all be used to help bring down your auto insurance rates.
Group Insurance Plans – Ask your company to investigate a group auto insurance plan if they already have a current provider. By passing on potential savings to their employees, your company will enjoy the benefits of a happier workforce and low auto insurance rates on a combined basis.