There are several factors that affect how much Washington D.C. car insurance buyers will pay for their coverage. One of the main ones is an applicant’s driving history, since insurance providers look at past events as a way to determine how a particular person will behave in the future. A person who has a history of accidents or moving violations will pay more for his or her coverage than someone who has a clean record.
The make and model of the vehicle being insured is another factor that insurance companies look at. Choosing to drive a sports car that is meant to go fast (and is more likely to be involved in an accident) means that the owner will be looking at higher prices for auto insurance coverage. If your car is one that is difficult or expensive to repair, you can also expect to dig deeper for your insurance in Washington, D.C.
The amount of coverage that you buy also affects how much you will pay for your Washington D.C. car insurance. A policy with a higher limit is going to cost you more, but keep in mind that you get what you pay for when you buy insurance.
Your age and gender also matter when it comes to Washington D.C. car insurance coverage. Young drivers are charged higher rates than more mature individuals, and young male drivers pay the highest rates of all.