Ever wondered why other road users manage to secure cheap AR auto insurance while you are always left with expensive annual payments? Why not take a closer look at the impact security can have on your car insurance quotes? By keeping a number of handy tips in mind, you should be able to make a series of inexpensive modifications to save money on your next policy purchase.
Nobody is suggesting that you move house but it pays to study the demographics of the area that you live in. Is it densely populated? Are there a large number of vehicles on the road? Are crime rates high? Answer ‘yes’ to any of these questions and it’s highly likely that your current auto insurance carrier is already increasing your premium because of security risks.
Inner city areas have higher auto theft and auto vandalism rates than anywhere else so auto insurance carriers minimize their levels of risk by increasing premiums for motorists who live in urban dwellings. However, vehicle owners can still take preventative steps to bring down their auto insurance rates:
- Always leave your vehicle in a locked, secure overnight location. If this isn’t possible, try to find a safe parking spot that is well-lit and in view of CCTV cameras
- Fit additional alarms and immobilizers to your vehicle. The more problems a thief has to deal with, the less likely they are to tamper with your vehicle
- Hire a company to etch the glass on your windows with your registration details. If a thief is going to try to sell your carry on after stealing it, it’s less likely they’ll be interested if all of the glass has to be changed first