When you are in the market for a new car, you may not think to contact your insurance company before you make your decision. It is a good idea to do so, though: the cost of insuring your new ride is an important part of the process.
Some cars cost more to insure because they are more likely to be targeted by thieves. Once you get to the part of the process where you have your choices narrowed down to a few models, give your insurance company a call to share your plans and get estimates for the specific models you are considering. Ask for pricing estimates for each one.
The total cost of driving a vehicle includes the insurance, and if you choose to drive a sports car or one that is difficult or very expensive to repair, you need to factor in the higher insurance cost when deciding whether you would like to buy it. You will want to be sure you can assume the total cost of making this purchase before going ahead.
By adding this component to your leg work when buying a vehicle, you are making sure that you understand the full cost of your purchase in advance. When you find the right car, you can contact the insurer and let the company know what you have decided and get the coverage arranged quickly.