When it comes to auto insurance quotes, residents of South Carolina are as eager to enjoy savings on the price of a policy as the rest of their American cousins. One of the most effective ways of doing this is through the use of price comparison websites. By entering a few basic details relating to the vehicle and driver being insured, a large number of car insurance quotes can be obtained from multiple carriers and these can be properly compared to find the best prices and coverage.
The biggest advantage of price comparison websites is the amount of time that can be saved by using them. The internet has done away with many of the frustrations that are typically associated with obtaining auto insurance quotes. Visiting different offices or being left on hold by a disinterested operator just to get a single car insurance quote is now very much a thing of the past, and consumers in South Carolina can now enjoying multiple auto insurance quotes without having to leave the comfort of their own homes.
One of the biggest advantages of using price comparison websites for car insurance quotes is the fact that they provide a one-stop-shop for consumers. Most leading insurance carriers and many smaller subsidiaries are affiliated to at least one site so consumers can obtain auto insurance quotes from industry leaders without having to visit a large number of different web pages. Once details have been provided, the price comparison websites will filter the information to provide side-by-side details of relevant policies. From here, motorists in South Carolina can compare price and coverage until they come up with genuine value-for-money car insurance quotes.
South Carolina residents should be aware that the state operates under the Tort system and all motorists are legally obliged to purchase, at the very least, the minimum level of mandatory insurance coverage. The Tort system deems that somebody has to be held accountable for a road traffic accident and any subsequent claims from other motorists involved in the incident will be made on their policy. Because liability is a key factor in states that operate using the Tort system, the following levels of coverage are compulsory:
- $25,000 of bodily injury liability per person
- $50,000 of bodily injury liability per accident
- $25,000 of property damage liability
Although the above requirements are the most typically purchased insurance elements in South Carolina, there is also an option that allows motorists to drive with no insurance without actually breaking the law. If a motorist pays $550 to the South Carolina Department of Public Safety, they will be issued with a card that allows them to drive without any coverage at all. However, the motorist will not be issued with a card unless they are able to prove that they can be financially responsible in the event of a road traffic accident. Considering the fact that some accidents can run into tens of thousands of dollars, this type of method is usually reserved for those with larger-than-average bank balances.