The best way to find cheap auto insurance in Massachusetts is to shop for coverage online. Even if a person is relatively happy with his or her current insurance provider, it doesn’t mean that they can’t consider other options. The time to start looking for car insurance is a couple of months before the current policy is due to expire.
That will give the customer enough time to assemble and review online a number of quotes and make a decision about whether they can get a better deal on coverage elsewhere. If the current insurance company has the best rates, the customer doesn’t have to take any action.
If an online search helps the customer to find better coverage elsewhere, they should start by arranging coverage from the new company first. Once the new policy is issued, then the customer can contact the other insurance company to advise them that he or she will not be renewing the policy. They may need to do so in writing. The policy provisions will set out the right procedure for canceling the existing insurance coverage.
It’s very important to avoid any lapse in coverage when switching insurance policies. Even a short time without coverage can mean suspension of car registration. Once that happens, getting cheap auto insurance in Massachusetts will be challenging, to say the least.