With the costs of auto Insurance rising above the scope of most people’s pockets, finding cheap auto insurance in Montana is not always easy. Insurance companies are trying to make a profit and regardless of driving history, you may still be subject to a high premium.
The State minimum requirement for insurance in Montana is as follows:
- A minimum of $25,000 worth of bodily injury liability per person in any one single accident.
- A minimum of $50,000 of bodily injury liability per accident to cover injuries sustained to two persons or more
- A minimum of $10,000 of cover for destruction of property in any one accident
Cheap car insurance is very limited. Your local insurance broker will have access to software which could provide you with a reasonable quote. However, keep in mind that not all brokers have access to the same companies. Affiliate insurers work on a commission basis and for every policy they sell, they receive a payment based on the price of that policy. It is important to note that you may not always be getting the correct policy to suit your needs
Recommendations are usually the best form of finding effective cover. Finding out how quickly the insurance company pays out after an accident is a good sign of whether they have your interests at heart. If charges for policies seem over-inflated, don’t be afraid to shop around. Check out sites from major carriers such as Geico, Progressive and All-State if you want a reasonably-priced quote with a good level of coverage.
Also, take time to check local Montana based companies to see what type of policies they provide. Most major cities have local companies who specialize in auto insurance.