Under Rhode Island state law, drivers must comply with mandatory auto insurance coverage requirements to stay legal. Third party liability protection is required in this tort state. It pays for injuries and damages suffered by the occupants of the other vehicle when an at-fault accident occurs. The minimum amount of bodily injury liability coverage required…
Before choosing a provider, savvy RI drivers take the time to perform car insurance comparisons. Each company has something different to offer consumers, and considering the options carefully allows the buyer to find the one that will provide the policy terms he or she is looking for at an affordable price. Taking the time to…
If you are looking for the cheapest auto insurance in RI, be prepared to make some changes to your coverage. Start by reviewing the coverage you currently have in place to determine whether it is adequate or you need to make some changes. In a case where you are driving an older model vehicle that…
If you want to get cheaper car insurance in Rhode Island, start by reviewing your existing coverage. Go through the policy documents carefully to make sure that your coverage does not include any extras. Choosing to increase your policy deductible is another way to keep car insurance costs down. When an insurance buyer agrees to…
Rhode Island young car insurance buyers are charged some of the highest rates for their coverage. Providers selling policies are very aware of the fact that teens and young adults are more likely than more mature drivers to be involved in collisions (and to make claims against their policies). As a result, people in this…
Car insurance buyers in RI paid more than the national average for their coverage in 2011. The average driver in the state paid $2,064 for coverage. This is much higher than the national average of $1,432. To keep the cost of car insurance coverage down, a driver should make a point of shopping around for…
If you want to choose the best Rhode Island auto insurance company for your needs, make a point of looking at a number of factors, including the rates that it charges for coverage. Making your choice based solely on rates may not be the best decision, since you also want to make sure that the…
Having your insurance company treat you as a “good driver” means saving a significant amount on your Rhode Island car insurance coverage. What does an insurance company consider the characteristics of a good driver? Being licensed for three years or more No more than a single penalty point on your license No convictions for DUI…
Teen drivers in Rhode Island are required to have the same level of liability insurance coverage in place as other drivers. If you have a teen in your household, you may want to consider increasing the amount of coverage you have in place. Insurance companies are all about evaluating the level of risk that a…
Rhode Island car insurance companies use a number of factors to determine how much to charge their customers for coverage. They take the applicant’s age, address and driving record into account as part of the underwriting process when determining how much to charge. A person who is under the age of 25 will be charged…
Rhode Island residents are living in a state with higher-than-average rates for car insurance coverage. Even a person who pays a relatively low rate for his or her auto insurance can benefit from getting free online quotes for coverage. The Internet makes it much easier to find information about different types of car insurance available…
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