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New York Department of Motor Vehicles Guide To Auto Insurance

The average cost of auto insurance in New York state is $1,431 — which is #23 in state rankings — according to Insure’s annual survey. Yet, you can get below-average premiums just by shopping around for free New York auto insurance quotes on our site. That being said, you want to make sure you know the…

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California Auto Insurance Basics

Whether you’re driving down the breathtaking Highway 1 or “getting your kicks” on Route 66, driving in California is a wonderful privilege. Yet, each state carries its own unique set of auto insurance requirements, rules and guidelines. Here is everything you need to know about California auto insurance. Minimum Requirements According to the California Department…

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Competition Drives Down Price Of California Auto Insurance

Competition is good for consumers of California auto insurance. The National Association of Insurance Commissioners reported that the cost of auto insurance has gone down every year from 2005-2009, due to increased competition from various providers. According to their research, the ratio of car insurance cost to family income dipped from 1.25 to 1.05 percent, which…

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Texas Dept of Insurance: State Driving Insurance Information

Currently, the average cost of auto insurance in Texas is $1,661 per year — which ranks the state #12 in “Most Expensive Insurance,” according to a 2012 survey by Insure.com. Consumer advocates have been complaining that the cost of Texas auto insurance has been creeping up in recent years. According to a study by the National Association…

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California Auto Insurance Companies Offer Savings For Low Mileage Drivers

Did you know that you could be eligible for a discount of up to 45 percent if you drive less than 2,000 miles per year? Last year, two California auto insurance companies — State Farm and Auto Club of Southern California rolled out new incentives for people who drive less. How Do People Get Started?…

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How Long Does A DUI Affect My Auto Insurance Rates?

Driving under the influence of alcohol is a serious offense, no matter what state you live in. Unfortunately, auto insurance rates tend to skyrocket once this offense goes onto your record. Anything that can be leveled against you probably will be, as you have now proven yourself to be a risky driver. How Long Will…

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How Can I Get a Copy of my Driving Record for an Auto Insurance Application?

For people who are looking for their first insurance policy or who want to change providers, the question, “How can I get a copy of my driving record for an auto insurance application?” is an important one. A driver who has been notified that his or her auto insurance rates will be increasing may also…

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Can a Parent Exclude a Teen Driver from an Auto Insurance Policy

The cost of buying coverage for a young person is quite high, and some people are wondering whether a parent can exclude a teen driver from an auto insurance policy. This is one option available to parents, but everyone involved needs to understand the consequences of this decision. Many auto insurance companies require policyholders to…

What Happens if Another Driver Makes an Auto Insurance Claim on my Policy

Many people wonder what happens if another driver makes an auto insurance claim against their policy. Before the matter can be settled, an investigation is conducted to determine which driver was at fault. That person, through his or her insurance company, is responsible for paying for damages to property as well as personal injury claims….

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How Do I Collect PIP Coverage Benefits

PIP, or “Personal Injury Protection”, coverage is required in states which have adopted the no-fault model for auto insurance. This is the part of the policy which pays for medical bills and lost wages incurred by the policyholder and the occupants of his or her vehicle. Unlike other types of auto insurance, PIP coverage follows…

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What Type of Auto Insurance is Best for a Fully Paid Off Car

If a vehicle owner takes out a loan to pay for his or her purchase, the lender will likely require that full coverage (collision and comprehensive insurance) be kept in place until it has been paid off in full. All drivers must have liability insurance in place to comply with state laws, whether the vehicle…